Our Current Rates
Savings Rates
Certificates of Deposit Annual Percentage Yield
(Accurate as of 10/04/2024)
CD Type | Min Bal | Rate | APY | Compounding |
91-day | $500.00 | 0.05% | 0.05% | No |
6 Month | $500.00 | 4.00% | 4.05% | No |
12 Month | $500.00 | 0.15% | 0.15% | Quarterly |
18 Month | $500.00 | 0.20% | 0.20% | No |
24 Month | $500.00 | 0.25% | 0.25% | Quarterly |
30 Month | $500.00 | 0.25% | 0.25% | No |
36 Month | $500.00 | 0.25% | 0.25% | Quarterly |
Trad IRA (18 month) | $50.00 | 0.20% | 0.20% | Quarterly |
Roth IRA (60 month) | $50.00 | 0.50% | 0.50% | Quarterly |
- All Rates are subject to change. Rates listed above may not be current. Please contact us for the most recent rates.
- Additional CD options may be available, please stop in for more details.
- A penalty may be imposed for early withdrawal.
- Please contact us for more information about the terms applicable for these accounts.
- For non-compounding CD’s with maturities greater than 1 year, interest cannot remain on deposit and payout of interest is mandatory. Interest can be compounded, may be paid by check or transfer to a new or existing savings account.
NOTE: APY = Annual Percentage Yield
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CALL TO CHECK ON ANY CERTIFICATE OF DEPOSIT SPECIALS
Savings Interest Rates and APY’s
(Accurate as of 10/04/2024)
Min. Balance | Rate | APY | |
Passbook Savings | $100.00 | 0.05% | 0.05% |
- Minimum balance to open an account is $100.00.
- A minimum average daily balance of $100.00 is required to obtain the disclosed annual percentage yield.
- A service charge fee of $5.00 will be imposed every quarterly statement cycle unless you maintain a minimum average daily balance of $100.00 for the quarterly statement cycle.
- The following fees and charges may also apply:
- Dormant Account Fee: a formant account fee of $5.00 per month will be charged after 5 years of inactivity.
- Early Closing Fee: a fee of $5.00 is imposed on any account that is closed within the first 90 days.
- Passbook Savings rates are compounded quarterly.
- Passbook Savings Account rate may change after the account is opened.
NOTE: APY = Annual Percentage Yield