Personal Information Privacy Protection Policy

At The Equitable Savings and Loan Company, protecting the privacy and confidentiality of your personal information is important to our employees and us. We value your business and the trust you put in The Equitable Savings and Loan Company. In order to offer you the financial products and services you seek to obtain, we collect, maintain, and use information about you on a routine basis. To help you better understand how your personal information is protected here at The Equitable Savings and Loan Company, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information.

At The Equitable Savings and Loan Company:

* We do not disclose any nonpublic personal information about our current or former customers to any affiliate or nonaffiliated third party except as permitted by law.

* We may collect information volunteered by you during the application process, gathered from your transactions and experiences with us, and obtained from other authorized sources, such as credit bureaus. All information collected and stored by The Equitable Savings and Loan Company is used for specific business purposes, such as administering your account, complying with state/ federal banking regulations, protecting against fraud, and developing a better understanding of your financial needs to provide you with improved products and services.

* We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is our obligation. The Equitable Savings and Loan Company maintains strict procedures and policies to safeguard your privacy. We restrict employee access to customer information to only those who have a business reason to know such information, and we educate our employees about the importance of confidentiality and customer privacy.

If you have any questions about this policy, please feel free to contact us!

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114 South Main Street P.O. Box 267 Cadiz, Ohio 43907-0267

Phone: 740-942-2092 Toll-free: 800-481-4713 Fax: 740-942-4220